How to choose your insurance advisor?


You must opt ​​for life insurance. If your finances allow it, you should also take out health insurance and home insurance. This way, you would be able to save yourself from any sudden financial crisis. However, you need the best people when it comes to an insurance advisor. In this article, we will guide you through five steps to hire the best LIC advisor in Delhi.

1. Always prefer a certified advisor

Your insurance advisor should hold appropriate certification from the Insurance Regulatory and Development Authority (IRDA). This proves that he is not there to cheat or scam you. In addition, the guidelines established by this agency ensure that you are protected on all fronts. If a person is not IRDA certified, legally they are not allowed to advise people on insurance. He may end up in jail. Therefore, before selecting an agent, make sure that he has all the necessary certifications.

2. He must do away with investment solutions

You need to understand that insurance agents are more than just a salesperson. They must have a good understanding of financial planning. They should be equipped with all the necessary information about the financial world, both nationally and globally. Most importantly, your LIC advisor should have a good understanding of your family and your financial situation. This way, he can offer you the best insurance for you. It is advisable to first develop a good friendship with the advisor and then allow him or her to enter your financial field.

3. He must have a complete understanding of the product he wants to sell

The insurance advisor must have a thorough knowledge of all the insurance policies that his company sells. You should sit down and have a long talk with him about the pros and cons of different policies. You have to understand that every insurance company sells a bunch of policies. Not all fonts are intended for you. Your insurance advisor should suggest the best policy for you after understanding your family and finances.

4. Does tracking?

He/she is a cheap insurance advisor if he/she forgets about you after you buy the insurance policy. That’s not what a responsible advisor does. Even after purchasing the font, you may have many questions that need to be answered. It should keep you up to date on the product premium and all the details needed to get the most out of your insurance.

5. It must help you complete your application

When a disaster occurs, an advisor plays a very important role. He is the sole interlocutor between the insurer and the insured. It should include all the formalities that need to be completed for a successful claim. If your request is refused, it was useless to opt for this insurance policy. A good insurance advisor will be there when you need them most.

Source by Shalini M

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