Are you worried about not having enough money to retire?


Join the club. With the economic situation as it is, not only in the United States, but around the world, I bet there are millions of people who are worried about not having enough money to retire , or to retire into the lifestyle they are accustomed to.

Just about everyone I know lost A LOT of money in the last year in their pension plan or retirement plan. I know my pension plan through the law firm I worked for took a serious dive. Then there is social security. I wonder how long this will last? My husband just started collecting his Social Security and let me tell you, that check doesn’t go far. It will take at least twelve (12) years before I can start collecting mine. Wondering if it will still be there?

About two (2) years ago, I started reading articles about retirement income planning. Every article I read was about the same thing: how to save for retirement; invest for retirement, stay on top of your investments; pay attention to retirement income tax laws; and look for a financial planner. Well, this is all just a hunky dory if you have investments to play with, which we haven’t. So what were we going to do, especially with two boys going to college. I was seriously freaking out about it.

So I started looking for ways to generate extra income by working online from home. Do you know how many people have told me that the chances of someone finding a legitimate job online are slim to none? I have to admit I was a little suspicious myself, but I was tired of worrying about what we were going to do. Anyway long story short I am now working full time out of my home doing internet affiliate marketing and we are no longer worried about not having enough money to retire in the lifestyle to which we are accustomed.

This is what led me to write this article. It made me think of how many other people are worried about the same thing, and why not tell them that, believe it or not, there are legit ways to make extra money online. If you’re seriously concerned about your post-retirement income, take matters into your own hands now. It’s possible to start a legitimate business online, but it’s a slow, time-consuming process in the beginning and doesn’t happen overnight. If you have a few years to go, start looking for something now. I chose affiliate marketing because then I only had to promote products for other businesses and didn’t have to worry about shipping or payment issues. It was a slow process and I made a lot of mistakes in the beginning, but I was really determined to make it work. I finally joined a program that trained me properly, taught me step-by-step what to do, and gave me homework to complete before taking the next step.

Please don’t jump at the first opportunity that comes your way. Do your research!!! You want to fully understand everything there is to know about the program you have chosen. You also want to enjoy what you do, so pick something that will keep you motivated and interested because it’s your new business and hopefully the one you’re going to have for years to come. It should be something you can do even after retiring from your 40 hour work week because as you work from home why not keep doing it for your enjoyment.

Source by MJ Busch

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